Table 2

Overall univariate and bivariate analyses: member knowledge, utilisation and satisfaction

	Descriptive (n=1044)		Bivariate analysis (dependent variables)
	Descriptive (n=1044)		Member knowledge of measures (n=1044)				Member using measures (n=240)				Member satisfaction when using (n=201)
Independent variables	Freq.	%	Yes	No	Unadjusted OR (95% CI)	P value	Yes	No	Unadjusted OR (95% CI)	P value	Yes	No	Unadjusted OR (95% CI)	P value
1. Respondent’s age
<40 years = 0	253	24.2	62	191	1.12 (0.80 to 1.56)	0.510	51	11	0.87 (0.40 to 1.86)	0.712	46	5	1.02 (0.35 to 2.97)	0.968
≥40 years=1	791	75.8	178	613	1		150	28	1		135	15	1
2. Respondent’s religion
Catholic/Protest.= 0	684	65.5	159	525	1.04 (0.77 to 1.41)	0.786	140	19	242 (1.20 to 4.85)	0.011	126	14	0.98 (0.36 to 2.69)	0.972
Other=1	360	34.5	81	279	1		61	20	1		55	6	1
3. Respondent’s marital status
Married in union=0	802	77.1	188	614	1.1 (0.77 to 1.55)	0.609	159	29	1.31 (0.59 to 2.89)	0.510	141	18	0.39 (0.09 to 1.76)	0.207
Other=1	238	22.9	52	186	1		42	10	1		40	2	1
4. Respondent’s seniority in the MHO
≤2 years = 0	280	26.8	87	193	1.80 (1.32 to 2.45)	0.000	71	16	0.79 (0.39 to 1.58)	0.498	68	3	3,41 (0.96 to 12.07)	0.045
>2 years = 1	764	73.2	153	611	1		130	23	1		113	17	1
5. Respondent’s education level
College degree and above=0	627	60.2	143	484	0.97 (0.72 to 1.30)	0.832	118	25	0.80 (0.39 to 1.62)	0.530	107	11	1.18 (0.47 to 3.00)	0.973
Less than college degree=1	415	39.8	97	318	1		83	14	1		74	9	1
6. Household enrolment coverage
Complete (all household members) = 0	375	35.9	108	267	1.64 (1.22 to 2.20)	0.001	91	17	1.07 (0.54 to 2.14)	0.847	81	10	0.81 (0.32 to 2.04)	0.655
Partial (limited number) =1	668	64.0	132	536			110	22	1		100	10	1
7. Respondent’s perception of trend in new enrolments
Increase=0	161	15.4	56	105	2.03 (1.41 to 2.91)	0.000	49	7	1.47 (0.61 to 3.55)	0.385	44	5	0.96 (0.33 to 2.80)	0.940
Decrease or no change=1	883	84.6	184	699	1		152	32	1		137	15	1
8. MHO scheme type
Voluntary-based affiliation (CGAT)=0	497	47.6	177	320	4.25 (3.08 to 5.85)	0.000	158	19	3.87 (1.9 to 7.89)	0.000	145	13	2.17 (0.81 to 5.83)	0.118
Mandatory affiliation (MESP)=1	547	52.4	63	484	1		43	20	1		36	7	1

CGAT, Centre de Gestion de risque et d’Accompagnement Technique; MESP, Mutuelle de santé des Enseignants de l’Enseignement Primaire, Secondaire et Professionnel; MHO, mutual health organisation.