|Variable||Coefficient (β)||SE||p Value||OR (95% CI)|
|Nationality (Bangladeshi†)||1.09||0.32||0.001||3.0 (1.6 to 5.6)|
|Financial barriers reported‡||1.35||0.28||<0.0001||3.9 (2.3 to 6.6)|
*Variables included in backward stepwise logistic regression analysis: age, nationality, unemployed status, basic monthly salary, amount of agent fees paid, type of entry visa, financial barriers. This model was well fitted with a Hosmer–Lemeshow statistic of 0.97.
†Bangladeshi versus non-Bangladeshi (reference group).
‡Respondents who answered ‘yes’ to the following questions: During your time in Singapore, was there any time when, because of cost (a) you did not seek medical care; (b) needed prescription medications but did not get them or (c) needed specialist care but did not do so?